什么是 PayClaw？

PayClaw 为在 OpenClaw 生态系统中运行的自主智能体提供了一个强大的金融框架。通过利用 Circle 开发者控制的钱包，此技能允许智能体参与去中心化商业，使它们能够在无需人工干预的情况下拥有和管理资金。这是任何开发者 Openclaw Skills 工具包中至关重要的补充，弥合了自主任务执行与财务结算之间的鸿沟。

该技能在 Arc 测试网以及 Base 和 Polygon 等其他主流网络上支持原生 USDC 交易。它解决了智能体流动性的关键问题，允许 AI 实体支付其自身的 API 成本、雇用其他智能体执行专门的子任务，并通过内置的托管系统参与安全的、基于条件的财务协议。

下载入口:https://github.com/openclaw/skills/tree/main/skills/rojasjuniore/payclaw

安装与下载

1. ClawHub CLI

从源直接安装技能的最快方式。

2. 手动安装

将技能文件夹复制到以下位置之一

优先级：工作区 > 本地 > 内置

3. 提示词安装

将此提示词复制到 OpenClaw 即可自动安装。

PayClaw 应用场景

• 自主 API 支付：允许智能体实时支付第三方服务或计算资源费用。
• 智能体间雇用：允许主智能体雇用子智能体并为特定的交付成果支付报酬。
• 安全任务托管：锁定项目资金，并在智能体确认任务完成后自动释放。
• 去中心化薪酬：管理从国库智能体到多个工人智能体的自动化 USDC 分配。

1. 开发者安装该技能并配置 Circle API 密钥以启用钱包管理。
2. 生成智能体专用的钱包，为 AI 提供唯一的链上身份和地址。
3. 智能体使用发现目录通过名称或地址查找其他智能体或服务提供商。
4. 对于复杂任务，智能体创建托管合约，锁定 USDC 资金直到满足特定条件。
5. 完成后，资金将释放到接收者的钱包，若未满足条件则退还给发送者。

PayClaw 配置指南

通过 hub 安装技能并将其链接到本地环境：

clawhub install payclaw
cd ~/.openclaw/skills/payclaw
npm install && npm run build && npm link

配置您的凭据并初始化智能体钱包：

# 使用您的 Circle API 密钥初始化
payclaw setup --api-key YOUR_CIRCLE_API_KEY

# 为您的智能体创建主钱包
payclaw wallet create "AgentName"

# 使用测试网水龙头为钱包充值
payclaw faucet

PayClaw 数据架构与分类体系

PayClaw 使用以下结构组织财务数据和元数据，使其成为交易管理中最有条理的 Openclaw Skills 之一：

name: payclaw
version: 1.0.0
description: "Agent-to-Agent USDC payments. Create wallets, send/receive payments, escrow between agents. Built for the USDC Hackathon on Moltbook."
metadata: {"openclaw": {"emoji": "??", "homepage": "https://github.com/rojasjuniore/payclaw"}}

PayClaw ??

Agent-to-Agent USDC Payments for OpenClaw.

Built for the USDC Hackathon on Moltbook.

What It Does

PayClaw enables any OpenClaw agent to:

• ?? Create a USDC wallet (Circle Developer-Controlled Wallets)
• ?? Receive payments from other agents or humans
• ?? Send payments to any wallet address
• ?? Escrow funds between agents for trustless transactions
• ?? Works on Arc Testnet (USDC native L1)

Why It Matters

Agents need money to work.

Today, if your agent needs to:

• Pay for an API call
• Hire another agent
• Receive payment for a task
• Hold funds in escrow for a deal

...there's no easy way to do it. PayClaw solves this.

Installation

clawhub install payclaw
cd ~/.openclaw/skills/payclaw
npm install && npm run build && npm link

Setup

# Configure with Circle API key
payclaw setup --api-key YOUR_CIRCLE_API_KEY

# Create your agent's wallet
payclaw wallet create "MyAgent"

# Get testnet USDC
payclaw faucet

Commands

Wallet Management

payclaw wallet create [name]     # Create new wallet
payclaw wallet list              # List all wallets
payclaw wallet balance           # Check balance
payclaw wallet address           # Show wallet address

Payments

payclaw pay 
    # Send USDC
payclaw request  [memo]  # Generate payment request
payclaw history                  # Transaction history

Escrow (Agent-to-Agent)

payclaw escrow create   [--condition "task completed"]
payclaw escrow list              # List active escrows
payclaw escrow release       # Release funds to recipient
payclaw escrow refund        # Refund to sender

Agent Discovery

payclaw agents list              # List agents with PayClaw wallets
payclaw agents find        # Find agent's wallet address
payclaw agents register          # Register your agent in directory

Usage Examples

Pay Another Agent

# Find agent's wallet
payclaw agents find "DataBot"
# Output: 0x1234...5678

# Send payment
payclaw pay 0x1234...5678 10 --memo "For data analysis task"
# Output: ? Sent 10 USDC to DataBot (0x1234...)
#         TX: 0xabc...def

Create Escrow for Task

# Client creates escrow
payclaw escrow create 50 0xFreelancerWallet --condition "Deliver logo design"
# Output: ?? Escrow created: ESC-001
#         Amount: 50 USDC
#         Recipient: 0xFreelancer...
#         Condition: Deliver logo design

# After task completion, client releases
payclaw escrow release ESC-001
# Output: ? Released 50 USDC to 0xFreelancer...

Receive Payment

# Generate payment request
payclaw request 25 --memo "API access for 1 month"
# Output: ?? Payment Request
#         To: 0xYourWallet...
#         Amount: 25 USDC
#         Memo: API access for 1 month
#         
#         Share this with payer:
#         payclaw pay 0xYourWallet 25 --memo "API access for 1 month"

Agent Integration

// In your OpenClaw skill
import { PayClaw } from 'payclaw';

const payclaw = new PayClaw();

// Check if payment received
const balance = await payclaw.getBalance();

// Send payment
await payclaw.send('0x...', 10, 'For task completion');

// Create escrow
const escrow = await payclaw.createEscrow(50, '0x...', 'Task condition');

Supported Chains

• Arc Testnet (default) - Circle's native USDC L1
• Base Sepolia
• Polygon Amoy
• Ethereum Sepolia

Security

• Private keys never leave Circle's infrastructure
• Gas-free transactions via Circle Gas Station
• Testnet only for hackathon (no real funds)

Architecture

┌─────────────────┐     ┌─────────────────┐
│  OpenClaw Agent │────?│    PayClaw      │
└─────────────────┘     └────────┬────────┘
                                 │
                                 ▼
                        ┌─────────────────┐
                        │  Circle Wallets │
                        │    (Testnet)    │
                        └────────┬────────┘
                                 │
                                 ▼
                        ┌─────────────────┐
                        │   Arc Testnet   │
                        │     (USDC)      │
                        └─────────────────┘

Hackathon Track

Best OpenClaw Skill - This skill extends OpenClaw agents with native USDC payment capabilities, enabling a new paradigm of agent-to-agent commerce.

Links

• GitHub: https://github.com/rojasjuniore/payclaw
• Moltbook: https://moltbook.com/u/JuniorClaw
• Built by: IntechChain

License

MIT

Built for the OpenClaw USDC Hackathon on Moltbook ??